Hybrid annuities can be useful for those who have longer time horizons and wish to participate in the stock and bond markets.
Careful consideration must be taken as to how much risk an investor wishes to take; variable investments can fall just as quickly as equity mutual funds and no guarantees are offered. Also, investors should make themselves aware of the fees for both the fixed and variable portions of a hybrid annuity.
Investment dictionary. Academic. 2012.
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